- BUSINESS DEPARTMENT
- PRODUCTS&SERVICES
BUSINESS DEPARTMENT
- The health and hygiene department consists of the hospital business team, medical circulation business team, medical manufacturing business team, operations management team, products marketing team etc. Our customer base includes the pharmaceutical manufacturers, medical device manufacturers, medical distribution companies, medical and others covering the middle and lower reaches of health and hygiene industry. The health and hygiene department uses the financial leasing as the core and base on the strong financial service capacity of Ping An Group comprehensive financial service platform to meet the multi-level financial services needs of the customers in health and hygiene industry.
PRODUCTS&SERVICES
The financing of equipment procurement:
It provides customers with a equipment procurement financing option up to 8 years. Customers can complete the acquisition of the large equipment with less capital in the early stage. “Borrow a hen to lay eggs and return the hen after taking the eggs.” is the most common practice of equipment financing internationally.
Middle and long term capital financing:
In order to cater for the middle and long term capital requirements of customers for infrastructure and employees’ replacement and other requirements, a 3-8 year funding solution is provided. Payment method and the pace repayment are set flexibly according to customers’ spending pattern and the capital needs of customers are met by reasonable cash flow.
Short term capital financing:
In order to meet the customers’ requirements of working capital loans replacement, accounts receivable / accounts payable replacement, debt restructuring and other requirements, a one-year funding solution. It is a day-to-day loan acts as the clients’ 24 hours ATM machine where capital can be borrowed and returned at any time within one year.
Supply chain financing: According to customers’ different financing needs in the different aspects of the trade, business link products are divided into three categories:
1. Accounts receivable financing: It is financing through the customers’ account receivable. It applies to the customers who have stable relationship with downstream clients and whose settlement based primarily on credit.
2. Trade financing product: It is designed according to the trade feature of “payment first, then shipment” in the purchasing stage. It is applicable to the enterprises that have contracts and orders but lack money to execute them successfully.
3. Payables financing:
It extends customers’ accounts payable period to let them have more discretionary cash flow. Comprehensive financing solutions: With the help of the comprehensive financing resource platform of Ping An Group, we integrate the quality products and services, such as insurance, trust funds, securities, funds, asset management, P2P to fulfill multiple capital demands from customers. E.g. ABS, credit leasing, risk leasing etc.
