BUSINESS DEVELOPMENT

Adhering to the honest, professional and efficient service philosophy, the business development department provides diversified financial products and comprehensive funds solutions for the customers in the fields like education, culture , hotel and other fields by virtue of the strong comprehensive financial platform of the Group; and it continuously looks for new directions to open up new areas according to the needs of the overall strategy development of the Company, and become the professional financial services provider who has the wide industry coverage and diversified operation modes and financial products. In the future, we will be committed to build a professional comprehensive financial service leading brand which has the industrial adhesion and industry extension force.

Comprehensive finance and full service: relying on the integrated cooperation of several professional companies of Ping An Group, including Ping An insurance, Ping An bank, Ping An securities, Ping An trust and so on, establishing a financial system with multi-channel and multi-platform for the customers in the field of education and culture industries to provide a comprehensive financial service.

Widespread customers and diversified products: Ping An Leasing serves customers in the education sector including the preschool education institutions, basic education institutions, vocational education institutions, higher education institutions, and customers from the cultural sector including enterprises in tourism and other industries cultural sector, providing financial products of various forms such as new equipment purchase financing, infrastructure financing, teaching and qualification assessment financing, short term working capital financing, debt replacement financing, factoring business and personal consumption financing and other financial products.

Easy and simple procedures, efficient service: with the abundant financial resources, normative management, brief process, efficient examination and approval of Ping An Leasing Company, we can provide the funds solutions of short term(1 to 3 months), medium term (3 to 5 years) and long term(above 5 years) to customers.

New equipment purchase financing plan: for the first equipment purchase of the customers, providing a solution for new equipment finance leasing for the first equipment purchase of the customers. At the end of the lease term, the equipment ownership is transferred to the lessees.

Infrastructure financing plan: providing a financing plan according to the capital requirements of customers’ infrastructure, to meet the customers’ payment needs of infrastructure supporting equipment, civil capital and the project final payment.

Teaching evaluation financing plan: providing a financing plan according to the capital requirements of teaching evaluation of the educational institution, to meet the needs for the teaching evaluation of education institution on equipment and funds.

Short-term working capital financing plan: for the short term financing gap caused by the demands of daily payment management of the customers, providing a financing solution which is similar to the credit card model to meet the short term capital requirement of the school within three months.

Debt replacement financing plan: providing a debt optimization financing plan for the debts caused by Bank Borrowing for Repaying, social funds introduction, staff capital formation and other factors.

Factoring business: for the receivable and payables formed by the customers with the upstream and downstream customers of the industrial chain to provide financing for factoring business.